Being clear about the money you have coming in, and going out, is the first step towards taking control. We know the reality is that, even with a clear budget, many people simply don’t have enough money to live on.
Go to an Advice Centre. Take paperwork like bills, pay slips, letters chasing payments and bank statements. An Adviser can look at your paperwork and help you to put a plan in place.
Use a budgeting tool - click on the section below for free Budgeting Tool links to put you in control of your household spending.