Talking Credit

Access to credit – especially high-cost short-term credit – can be all too easy and tempting, however we're urging people to work out what credit option is right for them and sharing hints and tips for budgeting and saving. 

Talking with friends and family about spending (and the options available) and getting help from those close to you to create a budget can be a great way to reduce your reliance on credit, get support and make sure you’re savvy with how you spend.

Please visit our money advice pages for information on budgeting tools, where to go to for advice in the city, and how to borrow responsibly.
 
While there’s a right time and place for using credit, it’s vital to be clear on how much you need, for what, and over what timeframe before proceeding.