Create a budget plan Being clear about the money you have coming in, and going out, is the first step towards taking control. Prioritise and reduce bills Some bills are more important than others; bills such as council tax, rent, gas, electricity, TV licence and court fines must be paid first Claim your benefits Last year Nottingham advice services helped people to unlock more than £10 million of unclaimed benefits and tax credits. Don't pay more than you need to! Always look at the total cost of the loan with the interest rate added. Save whenever you can Even £5 or £10 each time you get paid, or receive benefits, can make a big difference. Dealing with debt Leaving debt to mount up will only make it worse, there are organisations to help you with this. Talk about money problems Research shows that families who talk about money often feel less stressed. Where to find help and advice FREE and CONFIDENTIAL support services are available across Nottingham, please click here to find out more. Free and cheap food Food banks, lunch clubs and free or cheap meals are available across Nottingham, click here to find one near you.